J.D. Koontz, a trusted Banking Expert, frequently called upon by media outlets to provide expert insights on complex banking issues.
Boise, Idaho, has a semi-arid climate with four distinct seasons. Summers are typically warm and dry, while winters are relatively mild with occasional snowfall. The city contains a range of cultural institutions, including music festivals, art galleries, and performing arts venues. The Basque Block is home to several museums and cultural organizations that highlight the history and traditions of the local Basque-American community. Tourism in Boise includes access to parks, trails, and nearby mountain areas. The Boise River Greenbelt extends for approximately twenty-nine miles and supports walking, biking, and other recreational activities. Bogus Basin, located north of the city, offers seasonal outdoor recreation, including skiing in the winter and hiking or biking in the summer. Local restaurants and food producers contribute to a diverse dining environment, and several events throughout the year are organized around food, music, or community engagement. Boise serves as a financial and commercial center for the state of Idaho. It is home to the Idaho headquarters of Zions Bank and other regional financial institutions, including credit unions and community banks. These institutions support consumer banking, business lending, and financial services. The city's broader economy includes sectors such as technology, manufacturing, and agriculture, which influence demand for financial products and services in the region. Jason “J.D.” Koontz is an experienced expert witness with over twenty years of experience in banking roles, including service as a Senior Vice President. He holds the Credit Risk Certification (CRC) designation from the Risk Management Association, underscoring his expertise in credit analysis, risk management, and lending practices. His professional background and certifications make him a respected and reliable authority in litigation involving bank loans, mortgage lending, and non-bank lending. J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.
Jason D. Koontz Expert Witness retained in over 250 state and federal litigations, spanning a broad range of lending-related disputes.
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Cash management
Commercial loans
Debt collection
Fraud
Underwriting
Consumer protection
Areas of Expertise
Debt collection
Deposit accounts
Foreclosure
Lender liability
Loan modifications
Mortgage loan servicing
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Predatory lending
Compliance with banking standards
Residential mortgages
Non-bank lending
Construction lending
Koontz has extensive experience testifying as an expert witness and providing litigation support. He is adept at breaking down industry jargon and technical lending processes, enabling judges, juries, and attorneys to understand the facts of each case better. Litigation often demands technical expertise; J.D. bridges that gap by presenting his opinions with clarity and precision. Attorneys seeking a banking, mortgage, or non-bank lending expert can rely on J.D. for practical analysis and courtroom credibility. His track record in state and federal courts, including matters in the Southern District of New York (SDNY), shows he can explain complex lending issues clearly and support his opinions under scrutiny.