J.D. Koontz, CRC
(646)397-3835
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Banking Expert Witness Columbus, Ohio

People are drawn to Columbus, Ohio, for a variety of reasons, including its robust economy,
excellent education system, vibrant cultural institutions, and high quality of life. The city experiences a humid continental climate, characterized by four distinct seasons. Summers tend to be warm and humid, while winters are cold with periods of snow and ice.
Cultural, recreational, and entertainment options add to the city’s appeal. Columbus offers attractions such as the Columbus Zoo and Aquarium, the Franklin Park Conservatory, and COSI Science Museum. The Scioto Mile features parks, trails, and green spaces along the downtown riverfront. Neighborhoods like the Short North Arts District, German Village, and the Arena District offer a diverse range of dining, shopping, galleries, restored architecture, and community organizations. Annual events, including the Ohio State Fair, food and beverage festivals, conventions, and sports competitions, draw visitors from across the state and support the hospitality and tourism industries. Columbus is home to major employers and institutions, including The Ohio State University, one of the largest public universities in the United States. The university attracts students, faculty, and researchers from around the world, playing a central role in education, research, and public events that contribute significantly to both the local economy and cultural life.

​The city also hosts major companies across various industries, including finance, insurance, banking, logistics, technology, and manufacturing. Employers such as Nationwide, Cardinal Health, Huntington Bancshares, and a growing number of tech startups offer strong job opportunities and contribute to economic development. Columbus serves as a financial hub with several banking institutions providing a range of services, including consumer banking, commercial lending, investment management, and financial technology solutions. Its central location and access to interstate and rail infrastructure support its role as a regional hub for logistics and distribution.

Jason “J.D.” Koontz is an experienced expert witness with over twenty years of experience in banking roles, including service as a Senior Vice President. He holds the Credit Risk Certification (CRC) designation from the Risk Management Association, underscoring his expertise in credit analysis, risk management, and lending practices. His professional background and certifications make him a respected and reliable authority in litigation involving bank loans, mortgage lending, and non-bank lending.

J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.

Jason D Koontz Expert Witness Columbus

Throughout his career, he has been retained in over 250 state and federal litigations, spanning a broad range of lending-related disputes. Attorneys rely on his testimony and consulting expertise in matters involving large financial institutions, small business owners, individuals, and mortgage loan servicers. His areas of expertise include, but are not limited to:
Cash management
Commercial loans
Debt collection
Fraud
Underwriting
Consumer protection
Debt collection
Deposit accounts
Foreclosure
Lender liability
Loan modifications
Mortgage loan servicing
Predatory lending
Compliance with banking standards
Residential mortgages
Non-bank lending
Construction lending 

Koontz has extensive experience testifying as an expert witness and providing litigation support. He is adept at breaking down industry jargon and technical lending processes, enabling judges, juries, and attorneys to understand the facts of each case better. Litigation often demands technical expertise; J.D. bridges that gap by presenting his opinions with clarity and precision. Attorneys seeking a banking, mortgage, or non-bank lending expert can rely on J.D. for practical analysis and courtroom credibility. His track record in state and federal courts, including matters in the Southern District of New York (SDNY), shows he can explain complex lending issues clearly and support his opinions under scrutiny.
* To retain J.D. Koontz, call (646) 397-3835 or email [email protected]​

Contact JD KOONTZ

Jason D Koontz Expert Witness and Consultant Charleston, WV

Jason D Koontz
Expert WItness & Consultant

(646) 397 - 3835
Email: [email protected]
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