J.D. Koontz, a trusted Banking Expert, frequently called upon by media outlets to provide expert insights on complex banking issues.
Denver, Colorado, often referred to as the "Mile High City" has a climate that blends the best of both mountain and plains environments. The mix of sunshine, manageable snowfall, and a relatively mild four-season climate makes Denver an appealing destination for those who value outdoor living. The Rocky Mountains provide opportunities for skiing, hiking, and mountain biking, while the city itself is known for its vibrant cultural scene, craft breweries, music festivals, and professional sports teams. The combination of natural scenery, recreation, and metropolitan amenities makes Denver a city where people can enjoy both career opportunities and a high quality of life. The banking industry in Denver reflects the city’s role as both a regional and national economic hub. As the largest city in the Mountain West, Denver is home to central regional banks, national institutions, and a growing number of fintech companies. The presence of the Federal Reserve Bank of Kansas City’s Denver Branch underscores its importance in the financial system. Banking activity in the area supports the city’s robust real estate market, thriving energy sector, and growing technology industry. With a stable economic base and a diverse portfolio of industries, Denver’s banking sector continues to play a vital role in sustaining both local growth and regional development.
Jason “J.D.” Koontz is an experienced expert witness with over twenty years of experience in banking roles, including service as a Senior Vice President. He holds the Credit Risk Certification (CRC) designation from the Risk Management Association, underscoring his expertise in credit analysis, risk management, and lending practices. His professional background and certifications make him a respected and reliable authority in litigation involving bank loans, mortgage lending, and non-bank lending.
J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.
Jason D. Koontz Expert Witness retained in over 250 state and federal litigations, spanning a broad range of lending-related disputes.
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Cash management
Commercial loans
Debt collection
Fraud
Underwriting
Consumer protection
Areas of Expertise
Debt collection
Deposit accounts
Foreclosure
Lender liability
Loan modifications
Mortgage loan servicing
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Predatory lending
Compliance with banking standards
Residential mortgages
Non-bank lending
Construction lending
Koontz has extensive experience testifying as an expert witness and providing litigation support. He is adept at breaking down industry jargon and technical lending processes, enabling judges, juries, and attorneys to understand the facts of each case better. Litigation often demands technical expertise; J.D. bridges that gap by presenting his opinions with clarity and precision. Attorneys seeking a banking, mortgage, or non-bank lending expert can rely on J.D. for practical analysis and courtroom credibility. His track record in state and federal courts, including matters in the Southern District of New York (SDNY), shows he can explain complex lending issues clearly and support his opinions under scrutiny.