J.D. Koontz, a trusted Banking Expert, frequently called upon by media outlets to provide expert insights on complex banking issues.
Phoenix, Arizona, has become one of the fastest-growing metropolitan areas in the United States due to its unique combination of climate, economic opportunities, and cultural attractions. The city is situated in the Sonoran Desert and is renowned for its consistently warm weather throughout the year. While summer temperatures can be extreme, many people are drawn to Phoenix for its mild winters and abundant sunshine. This climate has made the region especially attractive to retirees as well as individuals seeking outdoor activities such as golf, hiking, and exploring the desert landscape.
In addition to its climate, Phoenix offers a rich cultural environment that blends Native American, Hispanic, and Western influences. The city is home to numerous museums, theaters, and music venues, as well as professional sports teams that draw local and national attention. Phoenix has also invested in revitalizing its downtown area, creating a thriving center for arts, dining, and entertainment. These cultural and recreational opportunities make the city appealing to a wide range of residents and visitors.
The banking industry in Phoenix has expanded in tandem with the city’s population growth and economic development. Several regional and national banks operate significant branches and service centers in the area, supporting both consumer and business needs. Phoenix has become a substantial hub for financial services, encompassing mortgage lending, commercial banking, and wealth management. Its growing role in the financial sector reflects the city’s overall position as a key economic center in the southwestern United States.
Jason “J.D.” Koontz is an experienced expert witness with over twenty years of experience in banking roles, including service as a Senior Vice President. He holds the Credit Risk Certification (CRC) designation from the Risk Management Association, underscoring his expertise in credit analysis, risk management, and lending practices. His professional background and certifications make him a respected and reliable authority in litigation involving bank loans, mortgage lending, and non-bank lending. J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.
Jason D. Koontz Expert Witness retained in over 250 state and federal litigations, spanning a broad range of lending-related disputes.
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Cash management
Commercial loans
Debt collection
Fraud
Underwriting
Consumer protection
Areas of Expertise
Debt collection
Deposit accounts
Foreclosure
Lender liability
Loan modifications
Mortgage loan servicing
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Predatory lending
Compliance with banking standards
Residential mortgages
Non-bank lending
Construction lending
Koontz has extensive experience testifying as an expert witness and providing litigation support. He is adept at breaking down industry jargon and technical lending processes, enabling judges, juries, and attorneys to understand the facts of each case better. Litigation often demands technical expertise; J.D. bridges that gap by presenting his opinions with clarity and precision. Attorneys seeking a banking, mortgage, or non-bank lending expert can rely on J.D. for practical analysis and courtroom credibility. His track record in state and federal courts, including matters in the Southern District of New York (SDNY), shows he can explain complex lending issues clearly and support his opinions under scrutiny.