J.D. Koontz preparing to offer expert banking testimony in a Texas banking matter.
Jason D. Koontz is a Texas-licensed Mortgage Loan Originator (Approved–Inactive, NMLS ID 745068) and national banking and lending expert witness providing litigation support in San Antonio and throughout Texas. He is engaged by attorneys in matters involving commercial banking, residential and commercial mortgage lending, private and non-bank lending, loan servicing, underwriting practices, draw administration, fraud, lender liability, and real estate finance disputes.
Mr. Koontz has served as an expert witness in more than 260 matters nationwide and has been deposed or testified in over 60 state and federal cases. His background includes more than twenty years in commercial banking, credit analysis, underwriting, loan servicing, and enterprise risk management. He provides independent expert opinions regarding whether banks, lenders, and servicers complied with accepted industry standards, regulatory expectations, and reasonable lending and servicing practices.
Learn more about his nationwide case experience, including representative matters, litigation support services, and background details here, “Learn more about nationwide lending expert services.”
His Texas licensure and multi-state lending background provide attorneys with a credentialed expert capable of analyzing lender conduct under national banking standards, Texas mortgage regulations, and modern private and non-bank lending frameworks.
Texas Mortgage Loan Originator Credential
Mr. Koontz is licensed by the Texas Department of Savings and Mortgage Lending as a Mortgage Loan Originator (MLO) – Approved (Inactive), NMLS ID 745068. This credential reflects formal vetting by Texas regulators and direct familiarity with Texas mortgage lending laws, regulations, and compliance expectations.
This credential reflects formal vetting by Texas regulators and direct familiarity with Texas mortgage lending laws, regulatory frameworks, licensing requirements, and compliance expectations.
Commercial Banking, Retail Banking, and Mortgage Servicing Expertise
Mr. Koontz is routinely engaged in litigation involving both institutional banks and non-bank lenders. His work spans commercial banking operations, retail banking services, and mortgage loan servicing systems.
His expert witness services also include commercial banking functions such as cash management, commercial lending practices, underwriting standards, credit risk analysis, debt collection operations, and bank fraud. He is also retained in disputes involving retail banking and mortgage servicing activities, including consumer protection compliance, deposit account administration, foreclosure procedures, loan modification handling, mortgage servicing transfers, lender liability claims, predatory lending allegations, and USPAP-related valuation compliance.
His opinions address whether lenders maintained appropriate internal controls, complied with regulatory and safety-and-soundness expectations, and followed reasonable industry standards in the origination, servicing, administration, and collection of loans.
Areas of Litigation Focus
Mr. Koontz provides expert opinions in matters involving:
Serving San Antonio and Texas
San Antonio is one of Texas’s largest and most economically significant metropolitan areas, with a diverse real estate, banking, and lending market that includes residential development, commercial construction, institutional lending, and private lending activity. Mr. Koontz can serve attorneys and clients in San Antonio and throughout Bexar County in disputes involving banks, servicers, developers, borrowers, and private lenders.
About San Antonio, Texas
San Antonio is known for its historic missions, the Alamo, the River Walk, and its strong real estate and development market. Its continued growth has made it a major hub for residential construction, commercial development, banking, mortgage lending, and private lending activity in South Texas.
Contact a San Antonio Banking and Mortgage Litigation Expert
If you need a San Antonio, Texas banking expert or a Texas mortgage litigation expert, contact Jason Koontz today. He provides litigation support to attorneys and clients in San Antonio, Bexar County, and throughout Texas. You may call (646) 397-3835 or email [email protected] to discuss your matter.
Mr. Koontz has served as an expert witness in more than 260 matters nationwide and has been deposed or testified in over 60 state and federal cases. His background includes more than twenty years in commercial banking, credit analysis, underwriting, loan servicing, and enterprise risk management. He provides independent expert opinions regarding whether banks, lenders, and servicers complied with accepted industry standards, regulatory expectations, and reasonable lending and servicing practices.
Learn more about his nationwide case experience, including representative matters, litigation support services, and background details here, “Learn more about nationwide lending expert services.”
His Texas licensure and multi-state lending background provide attorneys with a credentialed expert capable of analyzing lender conduct under national banking standards, Texas mortgage regulations, and modern private and non-bank lending frameworks.
Texas Mortgage Loan Originator Credential
Mr. Koontz is licensed by the Texas Department of Savings and Mortgage Lending as a Mortgage Loan Originator (MLO) – Approved (Inactive), NMLS ID 745068. This credential reflects formal vetting by Texas regulators and direct familiarity with Texas mortgage lending laws, regulations, and compliance expectations.
This credential reflects formal vetting by Texas regulators and direct familiarity with Texas mortgage lending laws, regulatory frameworks, licensing requirements, and compliance expectations.
Commercial Banking, Retail Banking, and Mortgage Servicing Expertise
Mr. Koontz is routinely engaged in litigation involving both institutional banks and non-bank lenders. His work spans commercial banking operations, retail banking services, and mortgage loan servicing systems.
His expert witness services also include commercial banking functions such as cash management, commercial lending practices, underwriting standards, credit risk analysis, debt collection operations, and bank fraud. He is also retained in disputes involving retail banking and mortgage servicing activities, including consumer protection compliance, deposit account administration, foreclosure procedures, loan modification handling, mortgage servicing transfers, lender liability claims, predatory lending allegations, and USPAP-related valuation compliance.
His opinions address whether lenders maintained appropriate internal controls, complied with regulatory and safety-and-soundness expectations, and followed reasonable industry standards in the origination, servicing, administration, and collection of loans.
Areas of Litigation Focus
Mr. Koontz provides expert opinions in matters involving:
- Commercial and residential mortgage lending practices
- Commercial lending and private lender underwriting standards
- Construction loan draw administration and disbursement controls
- Cash management and deposit account operations
- Underwriting and credit risk governance
- Loan servicing systems and servicing transfers
- Foreclosure compliance and default management
- Fraud, wire transfer, and payment processing disputes
- Lender liability and duty-of-care claims
- Mortgage documentation and loan file review
- Regulatory compliance and enterprise risk governance
Serving San Antonio and Texas
San Antonio is one of Texas’s largest and most economically significant metropolitan areas, with a diverse real estate, banking, and lending market that includes residential development, commercial construction, institutional lending, and private lending activity. Mr. Koontz can serve attorneys and clients in San Antonio and throughout Bexar County in disputes involving banks, servicers, developers, borrowers, and private lenders.
About San Antonio, Texas
San Antonio is known for its historic missions, the Alamo, the River Walk, and its strong real estate and development market. Its continued growth has made it a major hub for residential construction, commercial development, banking, mortgage lending, and private lending activity in South Texas.
Contact a San Antonio Banking and Mortgage Litigation Expert
If you need a San Antonio, Texas banking expert or a Texas mortgage litigation expert, contact Jason Koontz today. He provides litigation support to attorneys and clients in San Antonio, Bexar County, and throughout Texas. You may call (646) 397-3835 or email [email protected] to discuss your matter.
