J.D. Koontz, a trusted Banking Expert, frequently called upon by media outlets to provide expert insights on complex banking issues.
Seattle, Washington, is the largest city in the Pacific Northwest, situated between Puget Sound and Lake Washington, offering stunning views of the Cascade and Olympic Mountains. The city has a marine climate, with mild, rainy winters and cool, relatively dry summers. Clear summer days encourage outdoor activities such as hiking, cycling, and boating, while nearby mountains provide year-round recreation opportunities.
Seattle’s economy blends historic industries with modern growth. Boeing established the city as an aerospace hub, while technology now drives much of its development, thanks to companies like Amazon, Microsoft, and a growing number of startups. Healthcare, biotechnology, clean energy, and international trade through the Port of Seattle further support economic diversity.
The University of Washington adds to research, innovation, and workforce training. City life offers a mix of urban amenities and natural access. Cultural institutions in Seattle include the Seattle Art Museum, the Museum of Pop Culture, and a vibrant performing arts scene. Neighborhoods like Capitol Hill, Ballard, and Fremont feature dining, shopping, and entertainment, while coffee culture remains central to Seattle’s identity, as the birthplace of Starbucks, and home to many independent cafés. Although the cost of living is higher than average, residents benefit from employment opportunities, quality healthcare, and expanding transit options.
Seattle’s financial sector supports individuals, businesses, and trade through national and regional banks, credit unions, and investment firms. Services range from commercial lending and wealth management to digital banking and fintech, reflecting the city’s technology-driven economy. Financial institutions also contribute to community development, strengthening Seattle’s role as a regional economic hub.
Jason “J.D.” Koontz is an experienced expert witness with over twenty years of experience in banking roles, including service as a Senior Vice President. He holds the Credit Risk Certification (CRC) designation from the Risk Management Association, underscoring his expertise in credit analysis, risk management, and lending practices. His professional background and certifications make him a respected and reliable authority in litigation involving bank loans, mortgage lending, and non-bank lending.
J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.
Jason D. Koontz Expert Witness retained in over 250 state and federal litigations, spanning a broad range of lending-related disputes.
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Cash management
Commercial loans
Debt collection
Fraud
Underwriting
Consumer protection
Areas of Expertise
Debt collection
Deposit accounts
Foreclosure
Lender liability
Loan modifications
Mortgage loan servicing
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Predatory lending
Compliance with banking standards
Residential mortgages
Non-bank lending
Construction lending
Koontz has extensive experience testifying as an expert witness and providing litigation support. He is adept at breaking down industry jargon and technical lending processes, enabling judges, juries, and attorneys to understand the facts of each case better. Litigation often demands technical expertise; J.D. bridges that gap by presenting his opinions with clarity and precision. Attorneys seeking a banking, mortgage, or non-bank lending expert can rely on J.D. for practical analysis and courtroom credibility. His track record in state and federal courts, including matters in the Southern District of New York (SDNY), shows he can explain complex lending issues clearly and support his opinions under scrutiny.