J.D. Koontz, CRC
(646)397-3835
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Banking Expert Witness

Lender Liability - Banking Regulations - Predatory Lending 

A Banking Expert Witness with Experience

Banking expert witness clients include Bank of America, Wells Fargo, JPMorgan Chase, First Citizens Bank, and some of the largest mortgage loan servicers in the United States. He has also provided services expert services for Equifax. Expert services have included underwriting, mortgage loan servicing, and foreclosure matters. Koontz also reviews debt collection cases. He examines loan documentation, including loan modification, statements, call logs, voice recordings, and other materials to determine whether the lender or mortgage servicer’s actions were consistent with industry guidelines.


​As a banking expert witness, these engagements encompass many aspects of retail and commercial banking:
For Retail Banks and Mortgage Loan Servicing:
  • construction lending
  • debt collection
  • deposit accounts
  • Electronic Funds Transfer
  • foreclosure
  • loan modifications
  • loan policies and procedures
  • loss of income
  • mortgage loan servicing 
  • predatory lending
  • Real Estate Settlement Procedures Act (RESPA)
  • Truth in Lending (TILA)
For Commercial Banks:
  • cash management
  • commercial lending
  • debt collection
  • fraud
  • lender liability
  • ​loan policies and procedures
  • underwriting​
Banking Expert, J.D. Koontz, has been featured on KCBS Radio in San Francisco, The Gothamist, NewsNation, and CBS News, Los Angeles discussing banking news and financial matters
Jason Koontz, Banking Expert Witness being interviewed by NewsNation regarding a JPMorgan Chase banking matter
J.D. Koontz interview on NewsNation providing expert banking insights on a JPMorgan Chase financial matter.
Click here to Get in Touch with Jason "J.D." Koontz
J.D. Koontz, banking expert, quoted in The Gothamist article on the collapse of First Republic Bank and its impact on banking customers.
Banking Expert J.D. Koontz quoted in WNYC's The Gothamist on banking industry practices and financial news


​Federal and State Level Expert Witness Testimony

Koontz has served as a banking expert witness in cases in various levels of the judicial system. He has extensive experience testifying as an expert at deposition and at trial.  He has provided consulting and litigation support to debtors and creditors. 

Clients include individuals, small business owners, mortgage loan servicers, and some of the largest lenders in the US. Koontz has experience as an independent banking expert witness for both state and federal cases, as well as class action lawsuits.

His expert provided expert witness services across the Untied States, including California, Florida, Georgia, Illinois, New York, Pennsylvania, and Texas.

Areas of Expertise as an Expert Witness

Lender Liability
Deposit Accounts   
Credit Administration
Commercial Lending
Consumer Lending
Predatory Lending
Debt Collection
Cash Management
BSA / AML
Foreclosures​
Underwriting
Bank Policies and Procedures
Standards of Practice 
Loan Policy 
Banking Regulations
Residential Mortgages 
E
quipment Loans 
Loan Fraud

Loan Servicing
Loan Documentation

What Are Banking Expert Witness Services?

Banking expert witness services are provided by experts in the banking and financial industry who are called upon to provide testimony in legal proceedings as an expert witness. These experts possess specialized knowledge and experience in banking and finance and can provide valuable insight and analysis in a wide range of cases involving banking and financial matters.

Examples of cases in which a banking expert witness may be called upon to provide testimony include:
  • Mortgage loan servicing: An expert witness may be called upon to testify about the standards and practices of the mortgage loan servicing industry in order to help the court determine whether a defendant has violated laws or regulations related to mortgage loan servicing. The expert witness may also provide testimony about industry best practices, loan documentation, and servicing processes and procedures.
  • Lending practices: In cases involving disputes over lending practices, a banking expert witness may be called upon to provide testimony about industry standards and best practices, and to help the court understand complex financial transactions. This could include review of loan policies and procedures.
  • Loan disputes: In loan disputes, a banking expert witness may be called upon to provide testimony about the loan agreement, the creditworthiness of the borrower, and the underwriting standards used by the lender.
  • Bankruptcy: In bankruptcy proceedings, a banking expert witness may be called upon to provide testimony about the financial health of the borrower and to help the court determine whether the borrower is eligible for relief under the bankruptcy code.
  • Construction lending: In cases involving disputes over construction lending, a banking expert witness may be called upon to provide testimony about industry standards and best practices, and to help the court understand complex financial transactions related to construction lending. The expert witness may also provide opinions on the adequacy of loan documentation, underwriting standards, and construction lending procedures and processes. The expert witness may also be able to provide insight into the loan-to-value ratio, loan-to-cost ratio, and other financial metrics relevant to construction lending.
​
Banking expert witness services can play a crucial role in helping a judge and jury understand complex financial issues and to make informed decisions. These experts provide an important service to the legal system and play a vital role in ensuring that justice is done in cases involving banking and financial matters. Expert witness services can include analysis of key issues, case strategy, depositions, opinions, reports, and court testimony.
​

Retain Jason D Koontz, CRC as a Financial Expert Witness


Why work with Jason Koontz?

As a senior banking professional, his experience as a banking and residential real estate expert has been trusted in more than 250 matters across the US.  This includes extensive experience testifying as an expert  at deposition and at trial. Clients rely on Koontz for his integrity, knowledge and experience as an expert witness.
Contact Jason

Jason D Koontz Expert Witness and Consultant Charleston, WV

Jason D Koontz
Expert WItness & Consultant

(646) 397 - 3835
Email: [email protected]
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