J.D. Koontz preparing to offer expert banking testimony in the Southern District of Texas.
Houston, Texas, is known for its vibrant economy and robust banking sector. As the fourth-largest city in the United States, Houston boasts a diverse range of industries, including energy, manufacturing, healthcare, and aerospace. Houston is also home to several tourist attractions, such as the Houston Space Center and Houston Museum of National Science. This diversity has contributed to the city's strong and resilient banking climate.
The banking industry in Houston is characterized by the presence of numerous national, regional, and local banks. Major national banks, such as JPMorgan Chase, Bank of America, and Wells Fargo, have a significant presence in the city. These institutions provide a wide range of banking services to individuals, businesses, and corporations, including lending, deposit accounts, wealth management, and financial advisory services. Houston is also home to several prominent mortgage loan servicers.
In addition to national banks, Houston is home to several regional and local banks that play a vital role in serving the local community. These banks often have a deeper understanding of the local market and can cater to the unique needs of Houston residents and businesses. They contribute to the banking climate by fostering competition, innovation, and personalized customer service. These banks offer a variety of services including commercial and consumer lending. Houston's banking climate has benefited from the city's strong energy industry. As the Energy Capital of the World, Houston is home to numerous energy companies and oil and gas-related businesses. This sector's prominence has led to specialized banking services tailored to the unique needs of energy companies, including project financing, commodity hedging, and international trade services. Banks in Houston have developed expertise in energy finance and play a crucial role in supporting the industry's capital requirements.
The city's strong entrepreneurial spirit and dynamic business environment also contribute to the banking climate. Houston has a thriving startup scene and a supportive ecosystem for small and medium-sized enterprises. Local banks often offer specialized services to support the growth and development of these businesses, including business loans, credit lines, and cash management solutions.
Houston's banking climate has also witnessed technological advancements in recent years. Banks have embraced digital banking services, offering online and mobile banking platforms that provide convenience and flexibility to customers. Fintech companies have also emerged, collaborating with traditional banks to offer innovative solutions in areas such as payments, lending, and financial technology.
When banking litigation arises, Jason D. Koontz can provide banking expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in Houston Texas. Koontz possesses extensive experience as an expert witness. His examination of commercial and consumer mortgage loans and their loan documentation draws on his more than 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation. Questions regarding mortgage servicing practices and foreclosure matters are common issues that require an opinion. Koontz often reviews cases that deal with mortgage loan servicing, debt collection, predatory lending, and lender liability. He examines loan documentation, including loan modifications, loan history statements, call logs, voice recordings, and other materials to determine whether the lender/mortgage servicer’s actions were consistent with industry guidelines.
Koontz has been an expert witness in more than 240 federal and state litigations across the country on a range of lending and mortgage related servicing issues. Attorneys rely on his experience when representing small business owners, individuals, mortgage loan servicers, and lenders. Koontz’ principal areas of focus include: For Commercial Banks
Cash management
Commercial loans
Debt collection
Fraud
Lender liability
Underwriting
For Retail Banks and Mortgage Loan Servicing
Consumer protection
Debt collection
Deposit accounts
Foreclosure
Fraud
Lender liability expert witness
Loan modifications
Mortgage loan servicing
Predatory lending expert witness
USPAP compliance
If you need a Houston banking expert, contact Jason Koontz today; Call (646) 397-3835 or email [email protected].