J.D. Koontz, a trusted Banking Expert, is relied upon by media outlets to provide expert insights on banking issues.
Orlando, Florida is a special city for a variety of reasons. One of the most notable is that it is home to some of the most popular theme parks in the world, including Disney World, Universal Studios, and SeaWorld, which attract millions of visitors every year and provide endless entertainment and excitement for visitors of all ages. The city's subtropical climate, with mild winters and hot summers, also makes it a great place to visit year-round and perfect for outdoor activities.
Orlando also boasts a vibrant arts and culture scene, with a number of museums, art galleries, and performing arts venues, such as the Orlando Museum of Art, the Orlando Philharmonic Orchestra, and the Dr. Phillips Center for the Performing Arts. The city has a strong sports culture and is home to professional teams such as the Orlando Magic (Basketball) and the Orlando City SC (Soccer) as well as many amateur teams and sports venues.
Additionally, Orlando offers a diverse culinary scene, with a wide variety of restaurants, cafes, and bars offering everything from local seafood to international cuisine. The city also has a variety of shopping options, from high-end malls like the Mall at Millenia to outdoor shopping centers like Disney Springs. Finally, Orlando is a popular destination for conventions and conferences, making it an ideal destination for business travelers as well. All these factors make Orlando a unique city that offers something for everyone.
The banking climate in Orlando, Florida, is generally considered to be stable and diverse. There are many national and regional banks operating in the area, providing a range of banking services for individuals and businesses. This diversity offers customers a wide range of banking services and products, including traditional offerings such as checking and savings accounts, loans and mortgages, as well as more specialized services such as wealth management and commercial banking.
The banking sector in Orlando is also known for its high level of technology adoption. Many banks in the area have invested heavily in digital banking services, making it easy for customers to access their accounts and complete transactions online or via mobile apps.
Jason “J.D.” Koontz is an experienced expert witness with over 20 years in banking roles, including service as a Senior Vice President. Koontz holds the Credit Risk Certification (CRC), underscoring his expertise in credit analysis, risk management, and lending practices. He is also a Florida-licensed Mortgage Loan Originator (NMLS 745068), having completed all required education and maintaining his active NMLS registration. His professional background and certifications make him a respected and reliable authority in litigation involving bank, mortgage, and non-bank lending.
The banking sector in Orlando is also known for its high-level of technology adoption. Many of the banks in the area have invested heavily in digital banking services, making it easy for customers to access their accounts and perform transactions online or through mobile apps.
J.D. provides expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in state and federal courts. His banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase, and Citibank, as well as some of the nation’s largest mortgage loan servicers. Disputes involving mortgage servicing practices and foreclosure matters are among the most common areas where his expertise is sought.
Koontz has been an expert witness in more than 260 federal and state cases involving a wide range of banking issues. Attorneys rely on his analysis and reports when representing small business owners, individuals, mortgage loan servicers, and lenders. His review of commercial and consumer loans, including residential mortgage loans, is supported by his years of experience in the lending industry.
His areas of expertise include, but are not limited to: