The metropolitan city of Dallas is the economic center of the great state of Texas. Along with Houston, Austin, San Antonio, and other cities in Texas, the state is home to several Fortune 500 companies and some of Forbes’ largest privately held companies. Dallas, Texas boasts a diverse business mix with major corporations in healthcare and technology leading the way.

Dallas, Texas is home to several large banks that are headquartered in the city. Some of the largest banks headquartered in Dallas, Texas are:

  • Comerica Bank: A financial services company that provides banking, investments, mortgage, and insurance products and services to businesses and individuals.
  • PlainsCapital Bank: A Texas-based financial services company that provides commercial banking, treasury management, private banking, and wealth management services.
  • Independent Bank Group, Inc. : A bank holding company that operates through its subsidiary Independent Bank, which provides various banking products and services.
  • Texas Capital Bank: a regional bank that provides commercial banking, treasury management, and private banking services to businesses, entrepreneurs, and individuals.
  • BOK Financial Corporation: A financial services company that operates through its bank subsidiary Bank of Oklahoma, which provides a range of commercial banking services and products.

It is worth mentioning that some of the largest banks in the US like JPMorgan Chase, Bank of America, Wells Fargo, Citibank and US Bancorp also have a presence in the city of Dallas.

However, where there is prosperity, there are also legal disputes.

When banking litigation arises, Jason D. Koontz can provide banking expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in Texas.

Banking expert clients include Wells Fargo, Bank of America, JPMorgan Chase and Citibank. The list of clients also includes some of the largest mortgage loan servicers in the country. Questions regarding mortgage servicing practices and foreclosure matters are common issues that require an opinion. Koontz often reviews cases that deal with mortgage loan servicing, debt collection, predatory lending, and lender liability. He examines loan documentation, including loan modifications, loan history statements, call logs, voice recordings, and other materials to determine whether the lender/mortgage servicer’s actions were consistent with industry guidelines.

Loan agreements such as loan modifications are often an issue in litigation. Both the borrower and the lender are best served when there is a clear and mutual understanding of the risks. When there is a dispute, a banking expert can help the courts and parties involved by explaining the issues in a clear and concise manner.

Koontz possesses extensive experience as a banking expert witness. His examination of commercial and consumer mortgage loans and their loan documentation draws on his over 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation.
 
Koontz has been an expert witness in more than 200 federal and state litigations on a range of banking issues. Attorneys rely on his experience when representing small business owners, individuals, mortgage loan servicers, and lenders.
His principal areas of focus include:
 
For Commercial Banks
  • Cash management
  • Commercial loans
  • Debt collection
  • Fraud
  • Lender liability
  • Underwriting

For Retail Banks and Mortgage Servicing
  • Consumer protection
  • Debt collection
  • Deposit accounts
  • Fraud
  • Lender liability expert witness
  • Loan modifications
  • Mortgage loan servicing
  • Predatory lending expert witness
  • USPAP compliance
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If you need a Texas banking expert, contact Jason Koontz today; Call (646) 397-3835 or email JD@jasondkoontz.com​.