Trial testimony in Clearwater, Pinellas County, Florida
Florida is a popular destination for many reasons, including its warm weather, beautiful beaches, and abundance of recreational activities. The state has a subtropical climate, with mild winters and hot summers, making it a great place to escape the cold and snowy weather of other states. Visitors can enjoy outdoor activities such as swimming, fishing, boating, and hiking in the state's many natural parks and beaches. Florida also offers a wide range of tourist attractions, from theme parks such as Disney World and Universal Studios to museums and historical sites. Retirees also love Florida for its lower cost of living, tax benefits, and access to healthcare. Florida has no state income tax, which means retirees can keep more of their money. Additionally, the state has a large and well-regarded healthcare system, which is important for retirees who may have health concerns. Florida also offers a diverse range of cities that offer different lifestyles, from bustling metropolises such as Miami, Fort Lauderdale, Tampa, and Jacksonville to laid-back coastal towns such as Clearwater or Sanibel Island, retirees can choose the lifestyle that best suits them. All these factors make Florida a great place to visit or live.
The largest banks by loan size in Florida can vary depending on the source of the data and the time frame of the analysis. However, some of the largest banks by loan size in Florida are:
JPMorgan Chase Bank - It is one of the largest banks in the United States and it has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
Wells Fargo Bank - It is also one of the largest banks in the United States and it has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
Bank of America - It is a large national bank that has a significant presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
Truist Bank - It is a large regional bank that operates primarily in the southeastern United States and it has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
Fifth Third Bank - It is a large regional bank that operates primarily in the southeastern United States and it has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
CitiBank - It is a large international bank that has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
PNC Bank - It is a large regional bank that operates primarily in the eastern United States and it has a large presence in Florida, with many branches and ATMs across the state. It offers a wide range of banking and financial services, including commercial and consumer lending.
It is important to note that the loan size of the banks can change frequently and it depends on various factors such as the bank's business strategy, regulatory environment, and economic conditions.
When banking litigation arises, Jason D. Koontz can provide banking expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in Florida.
Banking expert clients include almost all of the banks listed above. The list of clients also includes some of the largest mortgage loan servicers in the country. Questions regarding mortgage servicing practices and foreclosure matters are common issues that require an opinion. Koontz often reviews cases that deal with mortgage loan servicing, debt collection, predatory lending, and lender liability. He examines loan documentation, including loan modifications, loan history statements, call logs, voice recordings, and other materials to determine whether the lender/mortgage servicer’s actions were consistent with industry guidelines.
Loan agreements are often an issue in litigation. Both the borrower and the lender are best served when there is a clear and mutual understanding of the risks. When there is a dispute, a lending expert can help the courts and parties involved by explaining the issues in a clear and concise manner.
Koontz has been an expert witness in over 200 federal and state litigations on a range of banking issues. Attorneys rely on his advice and reports when representing small business owners, individuals, mortgage loan servicers, and lenders. His examination of commercial and consumer loans (including residential mortgage loans) and their loan documentation draws on his over 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation.
His principal areas of focus include: For Commercial Banks
Cash management
Commercial loans
Debt collection
Fraud
Underwriting
For Retail Banks and Mortgage Loan Servicing
Consumer protection
Debt collection
Deposit accounts
Foreclosure
Fraud
Lender liability expert witness
Loan modifications
Mortgage loan servicing
Predatory lending expert witness
USPAP compliance
If you need a Florida banking expert, contact Jason Koontz today; Call (646) 397-3835 or email JD@jasondkoontz.com.