J.D. Koontz, a trusted Banking Expert, frequently called upon by media outlets to provide expert insights on complex banking issues. Click on the icons above to see his interview with NewsNation.
Banking Expert trial testimony in Clearwater, Pinellas County, Florida
Florida is a popular destination for many reasons, including its warm weather, beautiful beaches, and abundance of recreational activities. The state has a subtropical climate, with mild winters and hot summers, making it a great place to escape the cold and snowy weather of other states. Visitors can enjoy outdoor activities such as swimming, fishing, boating, and hiking in the state's many natural parks and beaches. Florida also offers a wide range of tourist attractions, from theme parks such as Disney World and Universal Studios to museums and historical sites.
Retirees also love Florida for its lower cost of living, tax benefits, and access to healthcare. Florida has no state income tax, which means retirees can keep more of their money. Additionally, the state has a large and well-regarded healthcare system, which is important for retirees who may have health concerns. Florida also offers a diverse range of cities that offer different lifestyles, from bustling metropolises such as Miami, Fort Lauderdale, Tampa, and Jacksonville to laid-back coastal towns such as Clearwater or Sanibel Island, retirees can choose the lifestyle that best suits them. All these factors make Florida a great place to visit or live.
The largest banks by loan size in Florida vary depending on data sources and analysis time frames. Here are some of the major players in the Florida banking landscape::
When banking litigation arises, Jason D. Koontz can provide banking expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in Florida.
Banking expert clients include almost all of the banks listed above. The list of clients also includes some of the largest mortgage loan servicers in the country. Questions regarding mortgage servicing practices and foreclosure matters are common issues that require an opinion. Koontz often reviews cases that deal with mortgage loan servicing, debt collection, predatory lending, and lender liability. He examines loan documentation, including loan modifications, loan history statements, call logs, voice recordings, and other materials to determine whether the lender/mortgage servicer’s actions were consistent with industry guidelines.
Loan agreements are often an issue in litigation. Both the borrower and the lender are best served when there is a clear and mutual understanding of the risks. When there is a dispute, a lending expert can help the courts and parties involved by explaining the issues in a clear and concise manner.
Koontz has been an expert witness in over 250 federal and state litigations on a range of banking issues. Attorneys rely on his advice and reports when representing small business owners, individuals, mortgage loan servicers, and lenders. His examination of commercial and consumer loans (including residential mortgage loans) and their loan documentation draws on his over 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation.
Florida banking expert, Jason D Koontz's principal areas of expertise include:
For Commercial Banks
For Retail Banks and Mortgage Loan Servicing
If you need a Florida banking expert, contact Jason Koontz today; Call (646) 397-3835 or email [email protected].
Retirees also love Florida for its lower cost of living, tax benefits, and access to healthcare. Florida has no state income tax, which means retirees can keep more of their money. Additionally, the state has a large and well-regarded healthcare system, which is important for retirees who may have health concerns. Florida also offers a diverse range of cities that offer different lifestyles, from bustling metropolises such as Miami, Fort Lauderdale, Tampa, and Jacksonville to laid-back coastal towns such as Clearwater or Sanibel Island, retirees can choose the lifestyle that best suits them. All these factors make Florida a great place to visit or live.
The largest banks by loan size in Florida vary depending on data sources and analysis time frames. Here are some of the major players in the Florida banking landscape::
- JPMorgan Chase Bank - One of the largest U.S. banks, JPMorgan Chase has a significant presence in Florida, with numerous branches and ATMs across the state. It offers comprehensive financial services, including commercial and consumer lending.
- Wells Fargo Bank: As a major player in Florida banking, Wells Fargo offers a wide range of services, including personal and business lending, across its many branches and ATMs in the state.
- Bank of America: Another national giant, Bank of America, has an extensive network in Florida, offering services ranging from deposit accounts, consumer loans, residential mortgages, to commercial loans.
- Truist Bank: Operating primarily in the southeastern U.S., Truist has a large footprint in Florida, providing financial services like personal loans and commercial lending.
- Fifth Third Bank: This regional bank has established a solid presence in Florida, offering financial services such as consumer banking and business loans.
- CitiBank: As an international financial institution, CitiBank offers Florida residents a wide array of banking services, including loans and wealth management.
- PNC Bank: With a strong presence across the eastern U.S., PNC Bank provides personal and commercial lending services in Florida."
When banking litigation arises, Jason D. Koontz can provide banking expert witness services to attorneys representing debtors, creditors, plaintiffs, and defendants in Florida.
Banking expert clients include almost all of the banks listed above. The list of clients also includes some of the largest mortgage loan servicers in the country. Questions regarding mortgage servicing practices and foreclosure matters are common issues that require an opinion. Koontz often reviews cases that deal with mortgage loan servicing, debt collection, predatory lending, and lender liability. He examines loan documentation, including loan modifications, loan history statements, call logs, voice recordings, and other materials to determine whether the lender/mortgage servicer’s actions were consistent with industry guidelines.
Loan agreements are often an issue in litigation. Both the borrower and the lender are best served when there is a clear and mutual understanding of the risks. When there is a dispute, a lending expert can help the courts and parties involved by explaining the issues in a clear and concise manner.
Koontz has been an expert witness in over 250 federal and state litigations on a range of banking issues. Attorneys rely on his advice and reports when representing small business owners, individuals, mortgage loan servicers, and lenders. His examination of commercial and consumer loans (including residential mortgage loans) and their loan documentation draws on his over 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation.
Florida banking expert, Jason D Koontz's principal areas of expertise include:
For Commercial Banks
- Cash management
- Commercial loans
- Debt collection
- Fraud
- Underwriting
For Retail Banks and Mortgage Loan Servicing
- Consumer protection
- Debt collection
- Deposit accounts
- Foreclosure
- Fraud
- Lender liability expert witness
- Loan modifications
- Mortgage loan servicing
- Predatory lending expert witness
- USPAP compliance
If you need a Florida banking expert, contact Jason Koontz today; Call (646) 397-3835 or email [email protected].
