J.D. Koontz Banking Expert, offering discussing baking matters on NewsNation.
San Diego is home to a very active cluster of industries: defense, life sciences, manufacturing, medical devices, software and telecommunications.
With technology at their core, companies in these sectors attract educated and moderately affluent employees. Naturally, when they seek to purchase residences, they require significant mortgages.
Indeed, home prices in the region have increased substantially, fueled by low mortgage rates and lack of housing supply.
Koontz possesses extensive experience as a bank expert witness. He has been an expert on more than 250 matters which includes deposition and trial testimony in San Diego. His examination of commercial and consumer loans (including residential mortgage loans) and their loan documentation draws on his more than 20 years of experience working in the lending industry. Koontz has also received his Credit Risk Certification (CRC) designation.
Attorneys who represent banks, large lenders, individuals, mortgage loan services and small business owners rely on Koontz for his expertise in the following areas of banking.
For Commercial Banks
Cash management
Commercial loans
Debt collection
Fraud
Lender liability
Underwriting
For Retail Banks and Mortgage Servicing
Consumer protection
Debt collection
Deposit accounts
Foreclosure
Fraud
Gross negligence
Lender liability
Mortgage loan servicing
Predatory lending
USPAP compliance
As an expert witness, Koontz typically conducts document review for attorneys and prepares written reports. When giving a deposition and trial testimony in court, he is cognizant of the impact his words will have on the jury and judge. Because of the complexity of banking processes and the often technical terminology, attorneys rely on Koontz and his ability to succinctly explain and clarify banking jargon. As a result, Koontz’ reports and testimony regarding your client's litigation are most helpful to judges and members of a jury. His role as an expert witness encompasses cases related to mortgages, lending and other banking issues that requires litigation or mediation. When you are preparing your case, an expert witness can play a significant role. Contact Jason D. Koontz at (646) 397-3835 or email [email protected].