Jason Koontz, CRC is an independent banking expert and former bank Senior Vice President. His analysis, advice and testimony are based on more than 20 years of experience in lending, cash management, bank operations, and residential property valuation.
As an expert witness and consultant, Koontz provides litigation support to attorneys for plaintiffs and defendants.
His areas of expertise are wide-ranging in the financial and real estate realms and include:
bank lending practices
deposit accounts
loan servicing
matters involving residential real estate
Koontz has served as an expert witness in more than 200 matters, consistently upholding his duty to the court. Over the course of his career, he has pursued the knowledge, skill, experience, training, and education to provide expert witness testimony on a wide-range of subject essential to the banking industry:
For Commercial Banks
BSA / AML
cash management
commercial loans
debt collection
fraud
lender liability expert witness
underwriting
USPAP compliance
gross negligence
For Retail Banks and Mortgage Servicing
consumer protection
debt collection
deposit accounts
lender liability
loss of income
mortgage loans - application & underwriting
mortgage loan servicing
predatory lending expert witness
Real Estate Settlement Procedures Act (RESPA)
residential property valuation
Truth in Lending Act (TILA)
USPAP compliance
Expert Witness and former bank Senior Vice President, Jason D Koontz conducts case analysis and counsels clients nationwide.
Clients rely on Koontz's consulting services as a banking expert witness.
In addition, he is an expert on residential real estate matters as a Certified Residential Appraiser and has a CRC (Credit Risk Certification) .
Nationwide Expert Witness
Koontz has worked on cases across the United States. As a banking expert and a residential real estate appraiser, he often travels to provide expert testimony. He offers banking expert witness services across the United States which can include New York, Atlanta, Chicago, Dallas/Ft. Worth, Florida, Houston, Los Angeles and Philadelphia, among others.
Importance of Expert Witness Testimony
Expert witnesses play a crucial role in the legal system. They provide impartial and specialized knowledge in a particular field that is relevant to a case and assist the court in understanding complex concepts. Their testimony and evidence can help to clarify issues, support or refute arguments made by other witnesses, and ultimately aid in reaching a fair and just decision. The use of expert witnesses has become increasingly common in a variety of legal proceedings, such as personal injury cases, improper foreclosure, mortgage loan servicing, and environmental lawsuits. Expert witnesses can be called upon to provide testimony on a wide range of topics, including medical conditions, engineering practices, financial matters (ranging from consumer lending, residential mortgage loans, servicing, to commercial lending), and many others. The impartiality and credibility of expert witnesses is essential to the fair administration of justice. They must provide evidence-based opinions that are independent of the parties in the case, and they must be willing to be cross-examined by the opposing side. When you work with Jason Koontz, you know that his integrity, knowledge, and ability as an expert witness are proven. You can rely on him to provide a valuable factual basis for your case.
Lending Mortgage Loan Servicers Others 21st Mortgage Corporation Bayview Loan Servicing American Electric Power Alcova Mortgage Carrington Mortgage Services CBC Innovis AmeriHome Mortgage Lakeview Loan Servicing Cranberry Pipeline Corporation Bank of America Loancare Crown Castle USA Bank of Mingo Nationstar Mortgage dba Mr. Cooper Freddie Mac Bank of New York Mellon Ocwen Loan Servicing Seneca Trustees Bayer Heritage Federal Credit Union Roundpoint Mortgage Servicing Universal Credit Services Beneficial Rushmore Loan Management Branch Banking and Trust (BB&T) Selene Finance CalCon Mutual Mortgage Seterus CIT Bank Specialized Loan Servicing CitiFinancial United Shore Financial Services, LLC CitiMortgage Countrywide Home Loans Accounts Receivable Management Deutsche Bank Portfolio Recovery Associates Embrace Home Loans Select Portfolio Servicing First Bank of Charleston First Citizens Bank Hancock County Savings Bank Huntington National Bank Hyundai Capital America John Deere Financial JPMorgan Chase Bank MidFirst Bank National City Bank NFM Lending NovaStar Mortgage OneMain Financial Premier Bank Regional Acceptance Corporation Santander Consumer USA Truist U.S. Bank United Bank USAA Federal Savings Bank Vanderbilt Mortgage & Finance Wells Fargo Bank Well Fargo Home Mortgage Wilmington Savings Fund